Insights and Resources
Perspectives on underwriting transformation, AI-ready operating models, platform modernization, and the decisions that drive meaningful change in insurance
Onward Insurance Strategy shares practical insights drawn from real-world transformation experience—helping insurance leaders think more strategically about underwriting, technology, governance, and operational execution.
Onward shares practical insights drawn from real-world transformation experience to help insurance leaders navigate underwriting, technology, governance, and operational execution.
Ideas That Move Transformation Forward
Transformation doesn't begin with technology. It begins with better questions, clearer thinking, and a practical understanding of how underwriting, operations, and technology work together.
​
The resources below are designed to help insurance leaders explore emerging trends, challenge conventional thinking, and build stronger foundations for modernization.
Transformation doesn't begin with technology. It begins with better questions, clearer thinking, and a practical understanding of how underwriting, operations, and technology work together.
​
These resources help insurance leaders explore emerging trends, challenge conventional thinking, and build stronger foundations for modernization.
Featured Resources
ISO AI Exclusion Forms:
An Underwriter's Implementation Checklist
FEATURED RESOURCE
A practical guide designed to help underwriters, product leaders, and transformation teams evaluate the implementation of ISO's January 2026 AI exclusion forms and understand the operational implications.Â
WHITE PAPER
Before the Algorithm:
Why Underwriting Structure Must Come Before AI
AI cannot improve what it cannot understand. This paper examines why underwriting clarity, governance, decision logic, and workflow design are foundational to successful AI-enabled transformation.
CHECKLIST
AI Readiness Checklist for Insurance Leaders
Before investing in AI, organizations need confidence that their underwriting operations are ready to support it. This checklist helps leaders evaluate the governance, workflows, decision frameworks, and operational foundations required for responsible, scalable AI adoption.
The Execution Gap:
Why Insurance Modernization Stalls Between Strategy
and Operations
EXECUTIVE BRIEF
Many modernization initiatives begin with strong executive support but lose momentum during implementation.
COMING SOON
Industry Perspectives
The insurance industry is evolving rapidly as organizations navigate modernization, AI adoption, regulatory change, and shifting underwriting practices. These perspectives explore emerging trends and strategic considerations to help insurance leaders make more informed decisions.
ARTICLE
Understanding ISO's AI Exclusion FormsÂ
An overview of the new ISO AI exclusion forms, why they were introduced, and the operational considerations underwriters and product leaders should evaluate before implementation.
ARTICLE
Why Some Carriers Are Adopting AI Exclusions—and Others Are Waiting
A look at how different organizations are approaching implementation and the operational, regulatory, and underwriting factors influencing those decisions.
ARTICLE
Beyond the Forms: What Responsible AI Means for Underwriting
Policy language is only one component of AI readiness. This article explores why governance, operational design, and underwriting judgment remain essential as organizations prepare for AI-enabled transformation.
Ready to Continue the Conversation?
Whether you're evaluating AI readiness, modernizing underwriting operations, or exploring strategies for long-term transformation, I'd welcome the opportunity to learn more about your organization's goals and discuss how Onward Insurance Strategy can help.
Every engagement is tailored to your organization's objectives, operating model, and stage of transformation.